Empowering  Financial Wellness 



Modern Money Education provides expert financial coaching and corporate wellness programs tailored for high-achieving professionals and employees.

Created by CERTIFIED FINANCIAL PLANNER™ Professionals, our workshops and personalized coaching sessions are designed to enhance financial well-being, improve financial habits, and empower individuals and teams to achieve lasting financial success.

Join us to transform your financial future and create a legacy of wealth and stability.





Financial Coaching & Workshops

Empowering Women and Enhancing Financial Wellness for Organizations 

Our financial coaching, literacy courses, and wellness programs promote a healthy money mindset and empowerment. Created by CERTIFIED FINANCIAL PLANNER™ Professionals, we help to transform financial futures. Does that sound like you?

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Expert financial coaching and wellness programs by CERTIFIED FINANCIAL PLANNER™ Professionals to enhance well-being and create lasting financial success.

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Financial Coaching 

At Modern Money Education, our expert financial coaching empowers you with the knowledge and tools to take control of your finances. Our CERTIFIED FINANCIAL PLANNER™ Professionals provide tailored advice on budgeting, debt management, life event planning, income growth, and business development.

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Secure the Bag in 15 Days - FREE 

We're giving you 15 days of easy, yet impactful, changes you can start making in your daily spending habits right away.

We're also throwing in a budget template made by finance professionals for easy financial planning. All for FREE.

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The DIY Financial Plan 12-Week Program

12-week group coaching program and course that will give you the knowledge and education necessary to become financially empowered. From taking control of your finances, budgeting, investing principles, debt payoff strategies and more – this course covers all of it.


Free Financial Empowerment Resources

10 Money Moves to Make Right Now!


The Money Breakthrough Workbook


10 Money Moves to Make Right Now!


client love

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I am honestly on fire and I do not want this fire to die out and it will not. I have learned way more than I signed up to learn. I am amazed with my progress and I want to make sure I keep that level of accountability that this course brought me because it is needed."


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This course has been eye-opening and inspiring!. It has given me so much to think and reflect on for bettering and planning my future. It has shifted my goals and in some areas, made me reach for even more. I have gained confidence in my current efforts and had a light shined on areas where I need to put in more effort. This course will have the gears in your mind spinning for weeks with so much new knowledge and tools to get your dream life! Thank you Angela and Arielle! You both blew me away with your expertise and passion to transform lives!"


This program was fantastic! We learned ways to improve our money mindset and how that impacts how we handle our finances. I also gained a tremendous amount of confidence around thinking about money and my financial future and financial security. Angela and Arielle are a great duo. I'd highly recommend this program to anyone that's interested!"


Meet Your Coaches


Angela Moore, MSPFP, CFP®, MPAS®, CRPC®, CFE 

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Angela Moore is the founder of Modern Money Education.  Angela is a passionate, outspoken financial literacy activist and has over 15 years of experience in the financial industry.  Angela currently serves as an Executive Board Member of the Financial Planning Association of Miami and is a member of the XY Planning Network and the National Association of Personal Financial Advisors. Angela was honored by Brickell Magazine as one of Miami’s Top 20 Professionals Under 40 in 2018.

Angela is also a Chartered Retirement Planning CounselorTM, Certified Financial Education Instructor and Master Planner Advanced Studies certificant. She holds a Masters degree in Financial Planning from the College for Financial Planning and a Bachelors in Business Administration from Howard University with a concentration in Accounting where she graduated Cum Laude.

Angela loves empowering others. In her free time, she loves baking cakes and cooking.  Angela is married with a daughter and two doberman.

Arielle Minicozzi, CFP®, CSLP®

Arielle Minicozzi, CFP®, CSLP®, has a passion for helping individuals and families achieve financial stability and for helping other advisors serve more clients. In addition to her role at Modern Money Advisor Financial Planning, Arielle owns and operates Sphynx, a consulting firm that helps other financial advisors systematize their businesses and implement technology solutions.

Arielle’s journey toward the financial planning profession was not straightforward. She was an art major in college, then joined a major bank as an intern in their mortgage division. She realized she would be able to assist people in making what would perhaps be the most important purchase of their lives, and decided to stay on for nearly six years.

During her tenure as a loan officer, Arielle discovered the CERTIFIED FINANCIAL PLANNER™ curriculum and began her studies at Farleigh Dickinson University. She obtained her marks in July 2016.

In October 2017, she made the bittersweet decision to leave the mortgage industry and launch her own RIA, Sphynx Financial Planning. Her mission was to help millennials achieve financial stability and sustainable homeownership skills. It was around this time that Arielle and Angela met through the XY Planning Network and quickly became friends.

While setting up Sphynx, Arielle realized other advisors could benefit from the same systems and tools she was using and began consulting other firms. In late 2018 Arielle and Angela decided to merge their practices to make use of their complementary skill sets.

Arielle has been quoted as a subject matter expert on home buying in several publications, including US News and World Report,, Chime, and others. She conducts educational webinars for other advisors and has done non-profit work for various homeownership organizations as well as her local animal shelter.

In her free time, Arielle enjoys hiking with her husband, Mark, reading, and spending time with her cat, Nigel Sphynx-Barry.

more about us

Our Story and Mission

Modern Money Education was created to address the financial challenges faced by high-achieving women and organizations. Our mission is to empower our clients with the knowledge and tools necessary to take control of their finances, eliminate debt, and build lasting wealth. We are driven by a commitment to provide personalized financial coaching that focuses on individual goals and practical strategies for financial success.

Angela Moore, MSPFP, CFP®, MPAS®, CRPC®, CFEI

Angela Moore is the founder and CEO of Modern Money Education. Honored by Brickell Magazine as one of Miami’s Top 20 Professionals Under 40 in 2018 and by Business Insider as one of the top financial advisors for millennials in 2020, Angela brings a wealth of experience and a passion for financial education. Her journey from managing her finances to becoming a trusted advisor has fueled her commitment to helping others achieve financial independence. Angela's approach is client-centered, focusing on creating customized strategies and providing continuous support to ensure her clients' success.

Arielle Minicozzi, CFP®, CSLP®

Arielle Anderson is the founder and CEO of Sphynx Automation, a boutique consulting firm that helps businesses operate at maximum efficiency. Arielle has been quoted as a subject matter expert on home buying in several publications, including US News and World Report,, and Chime. She conducts educational webinars for financial advisors and has done non-profit work for various homeownership organizations. Arielle's expertise and dedication make her an invaluable part of the Modern Money Education team, empowering clients to achieve their financial goals through personalized coaching and strategic planning.


While we each have a unique money story and different areas of expertise, we share several fundamental values:

  1. Everyone should have access to personal financial knowledge
  2. Those with knowledge have a responsibility to lift as they climb
  3. All people have a unique money story and deserve to be treated with dignity and respect
  4. Spending and saving decisions should be made in accordance with your values

Modern Money Education was built to reflect these values, and we live them every day through our personal lives and in our work with our clients. We believe we offer something truly unique to those women who want to change their money mindset and live their best financial lives.

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money mastermind

Initially we created the Money Mastermind as a safe space for women to learn about money fundamentals with other like-minded women. We tailored it to serve those who have never been able to access personal financial knowledge. Our first group truly surprised us; many of the women who joined already had the basic knowledge they needed, but either didn’t have the accountability factor within their current friend group, or felt like they needed to refresh and reset to get back on track. It turns out sometimes even the most educated and successful people need to go back to the basics. 

Our first group’s success absolutely astounded us. WIth every subsequent group we strive to make the mastermind more valuable for the attendees. Every group has been absolutely unique, but one common theme is always present - these are BOSS women who want to make a change in their financial lives; and they are.


Are you ready to take control of your money in 2023? 

Register for This Free Online Training And Learn How To Conquer Your Financial Situation - Through This Time-Tested, Step-by-Step Process