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Financial literacy for women, live small-group money mindset courses, corporate financial wellness programs and financial empowerment programs for students.
where to begin?
Money Mastermind Live Course
Don’t face your money struggles alone! Surround yourself with a small group of women who are focused on improving their financial situation in this live 4-week Money Breakthrough Mastermind class.
Student Loan Elimination Mastermind
The most important thing they never taught you in school is how to get rid of your student loan debt. If you’re ready to learn, join our 2-week Student Loan Elimination mastermind and kick student loan debt to the curb.
Kickstart Your Business Challenge
Have you been trying to launch your new business but feel overwhelmed and don’t know where to start? Join our 5-Day Business Kickstarter Challenge and create the foundation you need to jumpstart your business now!
Top 10 Least Discussed Money Essentials
Do you want to change your view of money? Take ownership of your financial situation? Learn how to organize and automate your finances? If so, the Top 10 Least Discussed Money Essentials course is for you.
I am honestly on fire and I do not want this fire to die out and it will not. I have learned way more than I signed up to learn. I am amazed with my progress and I want to make sure I keep that level of accountability that this course brought me because it is needed."
This course has been eye-opening and inspiring!. It has given me so much to think and reflect on for bettering and planning my future. It has shifted my goals and in some areas, made me reach for even more. I have gained confidence in my current efforts and had a light shined on areas where I need to put in more effort. This course will have the gears in your mind spinning for weeks with so much new knowledge and tools to get your dream life! Thank you Angela and Arielle! You both blew me away with your expertise and passion to transform lives!"
This program was fantastic! We learned ways to improve our money mindset and how that impacts how we handle our finances. I also gained a tremendous amount of confidence around thinking about money and my financial future and financial security. Angela and Arielle are a great duo. I'd highly recommend this program to anyone that's interested!"
Meet Your Coaches
Angela Moore, MSPFP, CFP®, MPAS®, CRPC®, CFE
Angela Moore is the founder of Modern Money Education. Angela is a passionate, outspoken financial literacy activist and has over 15 years of experience in the financial industry. Angela currently serves as an Executive Board Member of the Financial Planning Association of Miami and is a member of the XY Planning Network and the National Association of Personal Financial Advisors. Angela was honored by Brickell Magazine as one of Miami’s Top 20 Professionals Under 40 in 2018.
Angela is also a Chartered Retirement Planning CounselorTM, Certified Financial Education Instructor and Master Planner Advanced Studies certificant. She holds a Masters degree in Financial Planning from the College for Financial Planning and a Bachelors in Business Administration from Howard University with a concentration in Accounting where she graduated Cum Laude.
Angela loves empowering others. In her free time, she loves baking cakes and cooking. Angela is married with a daughter and two doberman.
Arielle Minicozzi, CFP®, CSLP®
Arielle Minicozzi, CFP®, CSLP®, has a passion for helping individuals and families achieve financial stability and for helping other advisors serve more clients. In addition to her role at Modern Money Advisor Financial Planning, Arielle owns and operates Sphynx, a consulting firm that helps other financial advisors systematize their businesses and implement technology solutions.
Arielle’s journey toward the financial planning profession was not straightforward. She was an art major in college, then joined a major bank as an intern in their mortgage division. She realized she would be able to assist people in making what would perhaps be the most important purchase of their lives, and decided to stay on for nearly six years.
During her tenure as a loan officer, Arielle discovered the CERTIFIED FINANCIAL PLANNER™ curriculum and began her studies at Farleigh Dickinson University. She obtained her marks in July 2016.
In October 2017, she made the bittersweet decision to leave the mortgage industry and launch her own RIA, Sphynx Financial Planning. Her mission was to help millennials achieve financial stability and sustainable homeownership skills. It was around this time that Arielle and Angela met through the XY Planning Network and quickly became friends.
While setting up Sphynx, Arielle realized other advisors could benefit from the same systems and tools she was using and began consulting other firms. In late 2018 Arielle and Angela decided to merge their practices to make use of their complementary skill sets.
Arielle has been quoted as a subject matter expert on home buying in several publications, including US News and World Report, LendingTree.com, Chime, and others. She conducts educational webinars for other advisors and has done non-profit work for various homeownership organizations as well as her local animal shelter.
In her free time, Arielle enjoys hiking with her husband, Mark, reading, and spending time with her cat, Nigel Sphynx-Barry.
more about us
No matter what level of education or wealth someone may have, most people have never been taught the basics of personal finance. Before we partnered, we both started our own individual financial advisory firms to serve young professionals that needed and wanted the guidance of a financial advisor but didn’t have the minimum assets to work with a traditional advisor.
However, even though our model made personal finance available to more individuals, there were still so many people who needed help, but either couldn’t afford or didn’t need holistic financial planning. Angela envisioned Modern Money Education as a way to close the gap and offer financial coaching and courses to smart, savvy women who desire financial guidance on their own terms.
LIVING OUR VALUES
While we each have a unique money story and different areas of expertise, we share several fundamental values:
- Everyone should have access to personal financial knowledge
- Those with knowledge have a responsibility to lift as they climb
- All people have a unique money story and deserve to be treated with dignity and respect
- Spending and saving decisions should be made in accordance with your values
Modern Money Education was built to reflect these values, and we live them every day through our personal lives and in our work with our clients. We believe we offer something truly unique to those women who want to change their money mindset and live their best financial lives.
WHAT IS THE
Initially we created the Money Mastermind as a safe space for women to learn about money fundamentals with other like-minded women. We tailored it to serve those who have never been able to access personal financial knowledge. Our first group truly surprised us; many of the women who joined already had the basic knowledge they needed, but either didn’t have the accountability factor within their current friend group, or felt like they needed to refresh and reset to get back on track. It turns out sometimes even the most educated and successful people need to go back to the basics.
Our first group’s success absolutely astounded us. WIth every subsequent group we strive to make the mastermind more valuable for the attendees. Every group has been absolutely unique, but one common theme is always present - these are BOSS women who want to make a change in their financial lives; and they are.LEARN MORE
What You Need to Know About Student Loans
The student loan crisis is nothing new. But that doesn’t mean its effects aren’t profound
For years headlines and news stories have reported the uptick in student debt and the impact it has on people for the rest of their lives. Student loan debt is a big issue in our country and with the cost of education on the rise, it becomes an even more important topic to discuss.
Today, our team wanted to bring you up to speed on what you need to know about student debt: what it is, how to prepare for it, and ways to keep the costs at bay.
First Time Home Buyers Guide
Buying a house is an inherently stressful process, but for first time home buyers the process can be especially complex. Many first time buyers purchase condos to take advantage of lower prices and reduce their responsibility to maintain the property.
This may appear to reduce mortgage default risk because the monthly payment is lower, but in reality making the homeowner’s association a party to the transaction adds far more default risk than the lower payment removes.
In addition, given the nature of the current economy, many millennial buyers have student loan debt, or work as 1099 contractors instead of W2 employees, which further compounds the risk and makes it harder to qualify for a home loan.
Money Breakthrough Masterclass
Are you ready to take control of your money in 2020?
Register for This Free Online Training And Learn How To Conquer Your Financial Situation - Through This Time-Tested, Step-by-Step ProcessREGISTER